Small to Medium- sized Enterprises often lack the resources to keep their insurance arrangements under proper review. Yet maintaining adequate business insurance, covering a wide range of risk fields, is an essential protection for any business. Whether your business is large or small, the team at FERME can help you cover your legal liability obligations and protect your business – and your wealth.
With a strong emphasis on rural and farm business insurance, our team understands the operational realities of a wide variety of business fields, and of the legal environment in which they operate.
Businesses face a rising tide of legislation and compliance obligations. Liability to employees, customers and to the community is an evolving field – a single court decision can affect the risk profile of thousands of businesses.
Key areas of risk for SMEs include:
- Business Interruption
- Employee Dishonesty
- Computer and Electronic Equipment
- General Property
- Taxation Investigation
- Directors & Officers Liability/Company Reimbursement
- Employment Practices Liability
- Statutory Liability
- Company Liability
- Workers Compensation
- Professional Indemnity